大恐慌！？その451 米消費者信用残高の減少が7月加速

米国のクレジットカード等の消費者信用残高の減少が加速している。7月は年換算10.4%の下落。対前年同期比でも、4.2％下落となり、1991年の1.9%下落を上回る過去最低水準。虎の子の米個人消費はなかなか明るさが見えない。

 

○Consumer Credit Declines Sharply in July

http://www.calculatedriskblog.com/2009/09/consumer-credit-declines-sharply-in.html

UU.S. consumers reduced their credit burden by a record amount in July, the Federal Reserve reported Tuesday. Total seasonally adjusted consumer debt fell $21.55 billion, or at a 10.4% annual rate, in July to $2.47 trillion. This is the sixth straight monthly drop in consumer credit. ... This is the record 11th straight monthly drop in credit card debt.

Click on graph for larger image in new window.

This graph shows the year-over-year (YoY) change in consumer credit. Consumer credit is off 4.2% over the last 12 months. The previous record YoY decline was 1.9% in 1991.