Merry Christmas !
I began microfinance to Kiva in May 2008.
It went well and this February I loaned the seventh man, but this time the last repayment ended with loss.
He scheduled to repay all the money in eight month but regret to say, he couldn't repay the last money.
I have ＄24.96 in my account now, so I can't lend ＄25 to the next person.
I have to transfer money at least＄0.04 to do this finance.
To stop this finance or not is my problem now.
*This is my page.
It became very cold these days and I even saw snowflakes this morning.
The beautiful red or yellow leaves are now on the ground.
These are the some of the pictures of red leaves.
