Essay写作要避免这些错误的表达

很多留学生去到国外之后，面对导师布置的论文作业都感到非常头疼。其实会发生这种情况，大多数都是留学生的英文表达能力不足的问题。很多留学生在写作essay 的时候，都会出现很多错误的表达，下面就给大家分析一下。

一、单词不能够正确理解

很多留学生们在背诵单词时候，对于单词理解往往是停留在一个单词一个意思，一个单词一种用法的阶段，这样就会造成尽管背诵单词很多，但是使用起来还是觉得不够。这主要就是因为一个单词其实有多种意思和用法，所以建议留学生们一定要掌握单词的意思，不要只知其一不知其二。如在考到regard和company的一词多义、further的一词多用时，如果你不了解“regard”除“看作”之外还可以表示“尊敬”，不明白“company”除“公司”之外也表示“伙伴”，不知道“further”除作形容词、副词外还可作动词表示“增进、促进”，那么你做起题来当然会举步维艰。为了解决这种困境，大家应该将曾经出现过多种意思的单词进行归纳总结，做到心中有数。

二、用词组来替换那些复杂的从句

当我们开始可以去训练自己的表达能力时，不需要用各种花哨的从句来实现。表达能力要求是言简意赅，复杂句总是给教授看的。

Citizens who knew what was going on voted him out of office.

Knowledgeable citizens voted him out of office.

类似这样的缩减，用另外一种更精准、更简便的表达方式，来实现我们训练的目的。

三、雾里看花，不能举一反三

如raise, rise, arise三个词在考试前就应该弄明白，有的考生遇到他们却仍是模棱两可;practice是“实践”，形容词practical的意思是“实际的，实用的”，而副词practically却是“几乎，简直”。同学们丢分不完全是单词背得少，而往往是记得不够细致。解决这个问题的办法其实很简单，就是在做题的时候多花一点点时间来揣测一下，为什么选A而不选B?A和B究竟在用法上有什么不同？一天一点，日积月累，一定有巨大的进步。

四、不要过度修辞

修辞手法你一定不陌生，也许你在英语中并不常用修辞。如果是这样，那请保持。如果你特别爱修辞，尤其是用在形容词部分，那么在学术类文章一定要改正。

By the time she got home, Merdine was very tired.

By the time she got home, Merdine was exhausted.

五、简单句越多，越不容易出错

提倡句子简练，并不是说都用简单句，有的同学甚至能用be动词写完整篇文章。一般来说，成功的英语作文都有不少亮点句子——恰如其分的复合结构或非谓语动词会使文章大为增色出彩。相反，通篇是简单句的堆砌，其实是语言技巧不成熟、不老练，甚至是语言水平低下的表现。在老师看来，同样的内容，如果能用比较复杂的句子结构来表达，那么你的语言水平当然要比只会用简单句来表达的高出一截，就是犯一些“无伤大雅”的错误也无妨。用体育比赛中“跳水”这一项目的行话来说，复杂句的难度系数更高。

六、用复杂的词会使文章显得上档次

有不少同学喜欢用大词难词显示自己驾驭语言的水平，其实语言水平绝不是体现在大词难词上。许多英美文学大家，他们的作品之所以受欢迎，是因为他们擅长用英语核心词、常见词和活跃词汇来随心所欲地表达思辨、心理、动作等。所以我们要下苦功学习常用词汇，争取用它们地道准确地表达自己的观点。比如曾经向学生发出挑战，用最凝练的语言表达：“你说的话太难了，我理解不了。”，得到的最好答案是“What you said is too difficult for me to understand.”。实际上，更地道的表达法只是隐藏在一个常用的介词beyond里，即：“What you said is beyond me”

了解native speaker是如何使用这种单词的，比识记那些大词难词更值得我们花时间去做。再设置一个挑战题目，试试你驾驭语言的能力吧。如何表达“只要点击一下鼠标，就可以找到所有资料”这句话呢?如果把汉语中“点击”、“找到”这两个动词，以及“只要”这个逻辑连接词一一译出来，句子表达就太笨拙了。地道的表达应该是“All the information is only a few clicks away.”。单词的正确使用、恰当使用要经过一个知识累积的过程，如果没有足够的把握，千万慎用大词，地道、巧妙地使用小词反而更能彰显水平。你能说“His presence is a must.”(他必须到场。)这个句子没有水平吗?

七、不要卖弄写作技巧

有位作家曾经说过，“简单是最终极的复杂。”这句话涵盖了太多深奥的意义，至今我也没有琢磨透彻。但你在写作中就要刻意避免用太复杂的词组或从句。

At this moment in time, students who are matriculating through high school should be empowered to participate in the voting process.

High school students should have the right to vote.

两句话之间的差异，你感受感受。

八、有些没用的词组早点剔除掉

句子里的词组，如果没有什么意义，直接拿掉，没必要留着没价值的文字表达。

All things being equal, what I am trying to say is that in my opinion, all students should, in the final analysis, have the right to vote for all intents and purposes.

Students should have the right to vote.

以上就是关于essay写作的一些错误表达，希望同学们都能绕开这些坑，写好essay.

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Paper代写：The development of animation industry in the world

下面为大家整理一篇优秀的paper代写范文- The development of animation industry in the world，供大家参考学习，这篇论文讨论了世界动漫产业的发展。如今，动漫产业目前正处于发展的黄金时期，日美两国动漫产业的发展已经形成了成熟的产业链，展望世界动漫产业的发展趋势，需要加强影音技术在动漫领域的运用，形成良性的生产体系。美国是当今世界动漫产业的出口大国，经过近百年的发展美国已经形成一条完整的动漫产业链，在全球范围内创造了众多脍炙人口的动漫形象，成为美国重要的支柱产业之一。而日本，则是当今世界上著名的动漫王国，虽然动漫产业的发展较晚，但发展速度十分迅速现如今已经成为全球最大的动漫生产国和输出国。

Animation industry is one of the hottest industries in today's world, with the improving of the people material life level, more and more people begin to pursue rich cultural demand, in essence, animation industry also is a kind of culture, with the diversification of modern information communication technology, the performance of the animation industry way also is varied, including animation, comic books, television, films, etc. In recent years, some excellent animation works have started to appear on the big screen. From stage plays to animated films, the animation industry has gradually got rid of the past situation of being a minority, and is known and accepted by more and more people.

The United States is the world's largest exporter of animation industry. After nearly a century of development, the United States has formed a complete animation industry chain, created numerous popular animation images in the global scope, and become one of the important pillar industries of the United States. Animation industry development in the United States has a long history, the development of animation industry throughout the United States, in animation film as a starting point, in turn, driving the development of the whole industry chain mature process, abundant resources and broad market in the United States the potential of the development of animation industry made countless, also let the United States has been in the state of the world's leading animation industry.

Japan is the world's famous kingdom of animation. Although the animation industry developed late, it has developed rapidly and now it has become the world's largest producer and exporter of animation. Animation industry is also regarded as an important form of Japanese cultural export. Japan has formed a whole set of industrial chains including cartoon publishing, animation production and game production, and has a very broad market for clothing, toys and derivative works related to animation.

In addition, the animation industry is also booming in China, South Korea, Europe and other countries. With the public's recognition of the animation industry, the animation industry has ushered in a golden period of development in the world.

American cartoon development has a long history and has a very strong commercial characteristic, the shape of cartoon also has a strong vitality, today, Mickey Mouse is still enduring classic cartoon characters, such as the theme in recent years very popular superhero caused a worldwide craze screenings, similarly, the cartoon also has a strong inclusive, many classic films such as "hua mu LAN", "Cinderella", "Snow White" and so on, these works is the story of the prototype, without exception are all from China and other countries, but in the process of with the release of the film, film and television company for these works carved a profound cultural brand, Although it borrows cultural stories from other countries, it can still show the shadow of American animation.

The development of Japanese cartoon industry is relatively late, but its cartoon industry is very developed. Therefore, Japan has formed an industrialized and standardized production mode based on the cartoon culture. In mass production of manga, manga companies encourage authors to be original and create many excellent manga to build brand effect. Japan also relies on these excellent manga brands to export its culture, regarding the manga industry as a key link of cultural export. Japan's animation industry has rich experience in the development of cartoon products. Clothing, games and music works related to animation have a large market in the global scope. The competition system of survival of the fittest adopted by manga magazines also encourages the continuous development and progress of the industry.

The development of animation industry has experienced the process of cartoon drawing, animation production and market development. With the continuous development of video and audio technology, the development of the animation industry has entered a golden period. More and more comic works have started to appear on the big screen to show their unique artistic charm with gorgeous visual effects. It can be said that the development of the animation industry cannot be separated from the development of network technology and film and television technology. Film and TV technology development and innovation, as the animation industry constantly inject new vitality in the visual representation, while the development of network technology to expand the market value of the animation industry, virtual idol, and online games became the cartoon culture of another kind of form, with the aid of the network technology got another anime culture development and renewal, as well as added industry impact on a global scale. Therefore, the development of animation industry cannot be separated from the innovation of technology. In the era of new media, the expression methods and narrative structure of animation should keep pace with The Times to improve their technological content and market competitiveness.

Animation industry should also strengthen the brand management and marketing strategy research, establish a complete animation industry chain. Each country and region can adjust the improvement of industrial chain according to different market demands and formulate marketing strategies in line with the development of regional animation industry. The world-renowned Disney company not only develops animation films and television works, but also attracts a lot of people around the world with the construction of the Disney park project. The Disney park has become one of the most famous amusement park projects in the world with the influence of many Disney cartoon characters.

Animation industry is the most representative and popular industry in the world today. In the long process of development, animation industry has formed a series of comprehensive industries based on cartoon, with a series of films, books, music, peripheral and so on. The development of animation industry cannot be separated from the improvement of science and technology. Similarly, in the new period, animation industry should also pay attention to the adjustment of industrial structure and marketing methods, so as to make the development of the industry more balanced and in line with the development trend of globalization.

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留学生不想写essay?

想必留学生们在国外读书的时候，都有过不想写essay的情况吧。不管是因为心情的原因，还是时间的问题，留学生们或多或少都会有拖延症的情况。那如果真的是不想写essay了，大家该怎么办呢？就这样拖下去吗？下面就这个问题跟大家讨论一下。

一、不想做是因为你害怕做不好

留学生每次要写新的essay的时候，会都非常头疼，一篇essay背后，可能要看三四十篇文献，任务量巨大，写不好还要面临低分甚至挂科的结局。很多人因为害怕这个不好的结果，所以一直没有勇气去开始。

解决方法就是：把任务量化，把大任务化成小任务，并且写在纸上，提前列一个计划表。把老师要求的deadline提前一周，设为自己的ddl,把一篇essay要看的文献找好，每天看多少篇，每天写多少字，文章结构，每个部分写什么，都列得清清楚楚，看到这个计划表之后，就觉得只要坚持每天去做，就能写出一篇好的essay，因此不必慌张，按部就班来就好。当然这个计划是很灵活的，要根据实际情况每天做一些调整。

二、尽量去图书馆学习，不要在自己的房间里呆着

图书馆里有很多人在学习，有学习的紧张感和看书的氛围。在自己的房间里呆着很容易拖延而且效率不高，时不时还要玩会儿手机，饿了要吃东西，困了就想躺床上睡觉，效率远远低于图书馆的效率。在家里主动学习的难度很大，你要下很大的决心才能好好坐下来学习，这个心理建设的过程可能会消耗你更多的时间，不要给自己增加挑战，乖乖收拾书包直接去图书馆。把所有与学习无关的东西都收拾起来，给自己营造一个良好的学习环境。

三、远离手机，微信，一切社交app

出门学习的时候，手机能不带就不要带，在家学习的时候，手机能关机就关机。这样做的目的是减少诱惑，不要给自己机会去触碰这些诱惑的东西。不带手机就是把一个定时炸弹放在家里，这样你的心自然就静下来了，不用时不时去看消息。关机和一些种树app都不如不带手机来的爽快，但是如果实在没有办法必须要带手机出门的话，那就尽量把它关机放在包里不要拿出来放在桌面上。

四、让自己有个缓冲期

有些时候你进入图书馆，一下子还不能很快进入学习状态，不要逼自己，可以先听一些缓慢的音乐，让自己放松下来，告诉自己学习是一件快乐的事情，不是痛苦的事情，要好好享受属于自己的学习时间。可以打开自己的笔记本写一些自己的计划，查看一下自己的timetable,从这些事情入手，大概十多分钟就慢慢进入状态了。

五、坚持长时间学习

虽然现在很流行碎片学习法，吃饭的时候，坐车的时候，甚至上厕所的时候来学习。我不是很认同这样的观点，或许这样的方法不适合自己。我比较享受长时间的学习，一学七八个小时的那种，当然不是一直学，中间去上厕所，吃个橘子，喝杯咖啡来休息几分钟，但是会找一天中的一大块时间，持续的在学习状态里呆着，这样做的好处是，可以一下午或者一晚上做很多事情，也可以进入深度思考，学习的成就感很高。喜欢下午两点到晚上八点的这个时间段，学习好了去健身房这样舒舒服服回家护肤写手帐睡觉，每个人的状况不同，找到自己兴奋的时间段，好好利用即可，也可以早起学习。试着早起学习，效率不高而且心理上很痛苦，因此宁可浪费一点早上的时间，不紧不慢吃了早饭看自己喜欢的闲书每天给自己画个妆做一天计划，再开始一天的学习生活，这样觉得比较幸福。要学会倾听自己身体的声音，尽量顺着自己的身体，不要太逼迫自己，幸福感也很重要。只有幸福了，学习的效率才会高。

六、给自己一些可见的奖励

有些留学生如果坚持好好学习了一周，可能会放纵自己周末出去好好玩一顿，如果好好坚持学习了一个月，我可能会给自己一个三五天的小长假，出去旅行，像三月份这个月，都在写essay，真的很辛苦，写完之后同学们可以放个假！接下来的四月份又是一个充满挑战的月份，同学们也可以给自己预定游玩，回来再好好学习。奖赏什么依个人情况而定。想买的东西不要一时兴起就买，告诉自己如果坚持学习了或者达到了什么目标奖励给自己礼物，等到完成目标那一天再买，幸福感更高。其实也不会花很多钱，因为平时花大量的时间在学习上而不是shopping上，反倒会省很多钱。

七、状态不好的时候，学会放松和开导自己

每个人都会遇到不开心的时候，就算是什么烦心事也没有，也会有高兴不起来的时刻，这些都很正常。运动可以帮助我们消化不良情绪，跟朋友聊聊天，把自己的困惑说出来，或者写出来，不要在状态不好的时候，还指责自己觉得自己做的不好。多给自己一些肯定和鼓励，告诉自己没事的，放松一下哪怕是放纵一下都是可以的。

总之，大家要听从自己内心和身体的声音，找到最适合自己的essay写作方法, 让自己尽快度过down期，能量满满去完成essay写作。

想要了解更多英国论文写作技巧或者需要英国代写，请关注51Due英国论文代写平台，51Due是一家专业的论文代写机构，专业辅导海外留学生的英文论文写作，主要业务有英国代写、essay代写、assignment代写、paper代写。亲们可以进入主页了解和获取更多关于英国代写以及英国留学资讯，我们将为广大留学生提升写作水平，帮助他们达成学业目标。如果您有英国代写需求，可以咨询我们的客服QQ：800020041。

Paper代写：Operational risk management of commercial Banks

本篇paper代写- Operational risk management of commercial Banks讨论了商业银行的营运风险管理。商业银行所出现的风险问题不是局限于某一个环节，而是贯穿于整个运营过程中。商业银行在运营过程中，与各个行业都有一定的联系和沟通，这就会使商业银行所存在的风险也是多种多样的。因此，要想提高商业银行的营运风险管理效率，首先要实现对风险的有效识别，这样才能促进合理解决措施的实施。本篇paper代写由51due代写平台整理，供大家参考阅读。

The risk problems in commercial Banks are not limited to one link, but run through the whole operation process. In the process of operation, commercial Banks have certain contact and communication with various industries, which will lead to various risks of commercial Banks. Therefore, in order to improve the operational risk management efficiency of commercial Banks, effective risk identification should be realized first, so as to promote the implementation of reasonable solutions. Among them, for grassroots commercial Banks, there are mainly the following problems: the risk of commercial Banks caused by the non-standard operation of bank personnel. For example, some bank staff misjudge, misrecord and delay in business operation, registration entry and certificate verification, etc. The inaccuracy of basic information will bring certain risks to the operation of the whole bank. If there is subjective wrong behavior of bank staff, it should be judged as a case problem, and it should be timely referred to relevant departments for handling, so as to avoid affecting the operation of the whole bank. Interruption of business continuity. When carrying out business, Banks often need to use the internal operating system, and in case of poor network, system pressure or problems in the core accounting system, the business will be interrupted, which will lead to the occurrence of the corresponding group events. Risk issues arising from emergencies. For example, illegal accidents such as natural disasters and robberies may bring certain risks to the operation of Banks. But there is a certain unpredictability to this risk. Therefore, the bank should formulate corresponding preventive measures or reasonably avoid or deal with such risks through drills. Fourth, the risk of reputational events. For example, the malicious dissemination of we-media and the garble of quotes from the context will have an impact on the benign development of Banks.

Through the analysis and understanding of the main risk problems, it can help us to timely identify the risk problems in the operation of the bank, and then take targeted measures to avoid the occurrence of risk problems, so as to promote the safe and stable operation of commercial Banks. Below, the paper analyzes and discusses the main risks of commercial Banks.

The low efficiency of commercial bank outlets is the main problem existing in grassroots Banks. This is especially true in remote areas or urban networks. In some areas, the business process often takes 20 to more minutes, which affects the efficiency of the business process and customer experience. In addition, in many areas, the banking business is mainly focused on pension payment for the elderly, and the number of young people handling the business is few and far between. Moreover, the staff's lack of patience in handling the business will affect the communication and exchange between the staff and the business transaction staff, and will easily cause the corresponding security risks. There are also some grassroots bank outlets of the staff are generally older, for the relevant business is only to take the traditional method of handling, without effective update, so that will affect the efficiency of the whole business handling. As for the business equipment of the network, there is no special staff to repair and maintain it, so once the business equipment fails, the whole system will be paralyzed, which will bring risks to the operation of the whole bank.

With the continuous reform of the economic system, higher requirements have been put forward for the management quality of Banks. Although most Banks have updated their hardware. However, there are still more differences in staffing. The use of bank equipment has strong operability. When handling business, bank staff should memorize various bank transaction codes and internal control management system, so as to ensure the smooth handling of business. However, some bank staff are not proficient in business knowledge and have low professional ability, which will bring certain risks to the handling of relevant business. In addition, the banking business is dealt with generally has limitations, are restricted to certain kinds of operation, when the staff operation skill will appear after a certain idle, curing way of thinking and the ways to solve the problem of the single, work enthusiasm and work skills can be effectively improved, affect bank service management level. As a relatively high security institution, Banks should play a role of benchmark in the whole financial industry, so as to improve the trust of users. However, as for the current commercial Banks, they have little understanding of financial knowledge. Besides promoting financial products, they cannot provide professional financial consulting services to users, which will affect the safety of users' funds.

Non-differentiation is the main problem in the development of Banks. Due to the lack of more advanced innovative management methods and management concepts, there are no featured products in Banks, which will not only increase the development competitiveness of different Banks, but also bring certain risks to the operation of the whole Internet finance to a certain extent. Among them, as for the current Banks, their main users are generally the third-party customers represented by WeChat and alipay, and there are few scattered customers, so a lot of intermediate business will be lost. Some Banks in the process of development, simply relying on the relevant national policy tilt to continue as a going concern, not according to the needs of different types of customer to develop different financialization service plan, thus contribute to the development of Banks and vulnerable to the external environment factors, and thus will increase the operating risk of the bank.

With the rapid update of information technology, the continuous application of information technology in banking is also the main development trend. Among them, for most financial businesses, they can be completed by themselves by relying on the corresponding technical equipment rather than relying on manual services at the window, which effectively improves the handling efficiency of the business. Therefore, Banks should increase the innovation and application of Internet technology and artificial intelligence, and constantly realize the use of artificial intelligence technology, so as to provide greater convenience for people's business. The continuous investment of Internet equipment has realized the effective saving of human resources to a certain extent. At this time, the bank should do a reasonable allocation of human resources, and according to the business needs will be divided into different levels of staff, which can not only provide more convenience for users to deal with the business, but also avoid the business in the process of risk problems. Banks should also carry out targeted financial knowledge services according to different financial products so as to improve the core competitiveness of Banks.

Reasonable adjustment of working concept can promote the development of Banks and effectively meet the current social development needs. The transformation of the bank is not only related to the effective formulation and implementation of the long-term development strategy of the enterprise, but also related to every staff member in the bank. Therefore, in the context of today's Internet, Banks should seize the main development opportunity of technology, which enables them to continuously realize technological reform and innovation, and take the initiative to provide special financial services to users, so as to improve the trust of users. In addition, Banks can also adopt whole-staff marketing and whole-line marketing to strengthen the promotion of financial products, constantly design and implement transformation programs, and improve the work enthusiasm of employees through rewards and punishments, so as to improve the quality of risk management of the whole bank.

As the main personnel of bank business, the comprehensive quality of bank staff determines the risk of the whole business to some extent. Therefore, Banks should increase the adjustment of enterprise human resources structure, increase the training of staff, to ensure that the ability of staff and the speed of development of the bank match. Banks should also implement the effective transformation of the assessment mechanism. The formulation of the assessment mechanism should not only highlight the positive encouragement of employees and increase their performance, but also increase the corresponding humanistic care factors to ensure that the needs of bank staff are met, so as to improve the work enthusiasm of staff. The transformation of banking work is not an overnight process, but a complex and systematic project. A good appraisal mechanism can not only promote the effective implementation of relevant policies, but also create a good atmosphere for employees to work. As a high-risk industry, safe and stable operation is the main core goal of bank development. Therefore, Banks should combine their own development conditions, adjust their operation plans reasonably, earnestly implement the principle of handling affairs according to procedures, and under no circumstances ignore the bottom line of safety, so as to promote the safe and sustainable development of Banks.

The continuous study and analysis of the operational risk management of commercial Banks plays a vital role in effectively improving the operational safety of commercial Banks and effectively promoting the sustainable development of Banks. Therefore, we should first know and understand the characteristics of operational risk and its performance and problems existing in commercial Banks the main risk, and then work from adjusting network service mode, greatly improve the work efficiency, adjusting work idea and the way of profits and convert the assessment mechanism and risk prevention three aspects to improve the management level of operational risk of commercial bank, which can enhance the competitiveness of the development of commercial Banks, which can effectively promote the improvement of economic level in our country.

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Essay代写：Regulation of Internet finance

下面为大家整理一篇优秀的essay代写范文- Regulation of Internet finance，供大家参考学习，这篇论文讨论了互联网金融监管的问题。随着互联网在金融方面的迅速发展，已经制定了许多法律法规，建设的完善和创新势在必行。虽然第三方支付、虚拟信用卡领域已经有了部分的处理控制和监管措施，但仍存在许多不完善之处。现有的监管框架更适合传统的金融业，但网络金融的匹配度和拟合度较差。因为网络财务固有的特点和独特性，使得预测资金的变化更加困难，增加了现场测试的难度，也提出了更严格的要求。

Network finance is the combination of traditional finance and modern Internet technology. The emergence of network finance has brought a certain impact on China's traditional financial industry, but also brought a new impetus to reform, it has formed a benign competition between network finance and traditional financial institutions. With the development of social economy, the development of network finance in our country is faster and faster. With the development of the country and the innovation of Internet technology, the customer base of network finance is increasing. Network finance will become the core competitiveness of the financial industry in the future, and the gold financial services of traditional financial institutions will be transferred to the Internet. The traditional concept of users will gradually change, different levels of customer needs can be met, the traditional business and consumer behavior has been subverted.

In order to standardize the healthy and orderly development of network finance, it is necessary to carry out reasonable legal supervision. In practice, there are still many problems and deficiencies in the legal supervision of network finance in China.

Compared with developed countries, China has not established a mature and perfect network financial management framework. However, the changing social environment has imposed stricter requirements on our financial sector. Internet finance has penetrated into the development of many financial sectors, and many problems are gradually increasing and spreading. At present, there are still the following problems in the regulation of Internet finance in China:

The intrinsic attribute of network finance has not been accurately judged and established. At the same time, many lending activities have infiltrated many Internet platforms. Although many "commercial banking laws" and "insurance laws" have deepened and improved the development of the financial industry, there is no innovation. Embedded finance is a new element, and although the "Internet insurance regulations" were completed and written in 2011, the document has not yet been written. With the rapid development of Internet in finance, many laws and regulations have been formulated, and the perfection of construction and innovation are imperative. We should not only strictly define market access, but also strictly regulate the market.

There are some processing control and supervision measures in the field of third-party payment and virtual credit card, but there are still many imperfections. First, only when the financial industry implements a separate regulatory framework can Internet finance be born. Enhance the penetration and influence of the three industries, form a binary mixed pattern, business more clear and prominent. Mixed industry and mixed industry phase separation, aggravated the degree of financial chaos. Second, due to its inherent particularity and the uniqueness of Internet finance, the past innovation is more and more obvious, so that the existing clear rules cannot be popularized and cover every detail of business. Finance includes high-value, high-gold-bearing technologies, which impose strict requirements on the robustness and integrity of the existing regulatory framework. Finally, the strategic objectives and related business requirements are put forward. Online finance originates from online transactions. The authorities prosecute authentication and supervision. They do not have reliable and clear information, nor can they obtain complete and accurate information. Therefore, in today's rapid development of the Internet, we also need to strengthen the regulatory framework.

The existing regulatory framework is more suitable for the traditional financial industry, but the matching degree and fitting degree of network finance are poor. Because of the inherent characteristics and uniqueness of China's network finance, it is more difficult to predict the change of funds, increase the difficulty of field testing, and put forward more stringent requirements.

The ever-changing social environment puts forward stricter requirements for network financial supervision. It is undeniable that Internet finance has its advantages, which can not only expand the breadth and depth of financing channels, alleviate and improve the contradiction of information asymmetry, but also reform China's financial industry.

The development of network finance is relatively late and has little influence on the financial market. If there is too much interference in this area, regulation will not protect their interests. And development can produce opposite effect, become the stumbling block that network finance develops thereby. These principles should therefore be rooted in the regulatory process, creating a relaxed and orderly environment for its development. However, the regulatory framework must be established with the birth of illegal black people as the bottom line. This paper discusses the risk control and establishment of network financial supervision in the United States and European Union.

Only by rationalizing and practicing the scientific development mode of network finance and establishing a perfect self-discipline mechanism can the development of the industry be guaranteed. The implementation of network loan control and management measures is related to the efficiency and reliability of financial association management. Therefore, we can use its development experience for reference to guide the development of domestic industry: first, create the first. Define the standards of access and define the nature of the business in a refined and efficient way. At the same time, the details of the operation of standardized processes and the legitimacy of the organization are also required. The second is to establish a severe punishment mechanism to punish the illegal ni duan, so as to protect the rights and interests of investors. Finally, establish a more practical and highly applicable collusive mechanism, which can fundamentally control and constrain management behavior.

China mainly implements the management measures of separate supervision, which provides a strong support system for the sustainability and stability of finance. Starting from the intrinsic property and uniqueness of network finance, make its virtual openness more prominent, and improve its penetration and integration. Cross-border and cross-regional management will be increasingly strengthened. However, the applicability of the previously implemented independent regulatory approach will be gradual, and in this context, separation and convergence should be innovatively embedded.

The comprehensive regulatory framework not only has a comprehensive understanding of regulators, but also improves the applicability and compatibility of regulators, so as to control and supervise the business activities of the financial industry from multiple perspectives and directions.

We will improve relevant laws and regulations. First of all, the current securities law, insurance law made clear provisions, and innovation and improvement. Secondly, based on the financial law, a new financial legal system is proposed to define and require the development of the financial industry. In the case of the us, for example, innovation has been established to provide financial guidance to entrepreneurs. In addition, it can control and supervise financing platforms. Finally, we need to rely on the effective functioning of government to establish a rigorous and sound framework for the development of the Internet.

We will accelerate the development of a social credit system. Credit system plays an indispensable role in the development of various industries. Once a complete and effective credit system is established, it can not only alleviate and improve defects, but also improve the security and reliability of relevant platforms. Therefore, the establishment of credit intermediary organizations should be attached great importance. The framework of enterprise credit assessment has strong applicability and feasibility, and has established a strong and substantial commercial credit database. To deepen the client's interest in re-editing the document, careful consideration and review will improve the accuracy of the decision and add a helping hand to the decision.

Establish network technology security protection mechanism. In the implementation and practice of relevant Internet financial services, it is necessary to rely on efficient Internet trading platform. However, the resulting safety factor is very low. Due to the fair theft of data, there is an urgent need to improve the content of gold in network technology to protect related activities. First, adhere to the original legal framework, and then give a detailed definition of network technology maintenance, increase the cost of illegal ACTS. Secondly, at this stage, the security of network technology should be included in the scope of supervision, in order to improve the importance of network technology. Finally, attention should be paid to the cultivation of network technology. Only by enhancing its richness can we provide advice for the establishment of normative framework and provide strong support and supervision for the strengthening of management.

For the emerging Internet finance business model, we should control the regulation within the appropriate scope, create a loose and stable development environment, in order to promote the development of Internet finance. At the same time, it is necessary to clarify the existing problems in the current industrial development and carry out detailed control and supervision from multiple perspectives, such as establishing supervision system and information disclosure. It lays a foundation for the steady development of this industry and improves the comprehensive efficiency of the financial market.

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