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The securities times reporter Roman.

2018-03-23 15:43:21 | 金融

Offline retail still has huge business opportunities.

 

As the traditional retail industry seeks to move online, the Internet giants such as alibaba, jd.com and tencent have started to work offline. One important statistic is that it looks like offline retail is being pushed online, but it's a different story. , according to data from the 2017 global sales of $22 trillion, including electronic commerce retail sales accounts for only $1.9 trillion, less than 10%, the proportion of the electricity business highly developed countries, like China's share was 15%.

Thus, when many people bad-mouthing entity retail entity retail does not actually phenomenon of the "live hard, even on the contrary, offline retail still contain the huge opportunity.

Indeed, e-commerce's price advantage is fading. In taobao, for example, at present each drew up and down the cost of a customer in about 80 yuan, many merchants in order to retain customers, individual profits may be only a few dollars or even a few cents - 9.9 yuan package mail presumably everyone not unfamiliar, right? The 90% of the customer base that e-commerce gets is only 10% of the profit, and the remaining 90% is still occupied by the 10% of the consumers below the line. Not only that, but the incremental development over the years, the "invisible ceiling" e-commerce industry is grabbing the rural market, making it an inevitable choice for both offline and physical stores.

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In addition, physical retail is still the main scene of offline consumption for consumers, which is an important consumption place for consumers' emotional catharsis and emotional connection. Retail entity with the professional advantages of on-site service, has a wealth of experience in dealing with consumer choose face to face, in electricity, to strengthen the scale, cost and efficiency cannot win more market share, deepen the experience and the service is becoming a entity retail and online retail is the best weapon for winning the competition. The best proof is that 7-11, a well-known convenience store, made a profit of 20.23 million yen (1.16 million yuan) per person in fiscal year 2016.

Have to admit that the established retail enterprises, especially the relationship had been assumed the responsibility, zero risk management thought, the price cost on to consumers, will rent pressure on to the owner, to transfer responsibility to service providers, so that the electricity quickly to fill the gap and obtain superior opportunity. It is because of the unenterprising nature of traditional retail in the past that the "new retail" will stand out in a flash.

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Although the "new retail" really brought a lot of positive significance to the market, but the essence of the "new retail" retail, did not change, only belong to the category of innovation, "new retail" is "new" management idea and operation method of technical extension, rather than the new things. Physical retailers still have an innate advantage in deepening the nature and creativity of retail, an advantage that is slowly emerging and supported by capital and technology.

When physical stores can't give consumers unique and more value, they are bound to face a price war. But at present, the real core competition of offline retailing lies in the hidden value competition, and price competition is just the appearance. And physical retailers to compete in the real value of effective broken, must share the Internet technology and capital, to consumer lifestyle, establish consumer social circle, spreads through the economy to do work well fans products, not only meet the demand of the functional and the reliability of the user, to seize the core of the user requirements, which completes the user experience, to meet the identity of the user experience, emotional experience and social scene experience.

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ministers have revealed

2018-03-16 10:32:13 | 教育

Universities win permission to charge £2,000 premium for two-year degrees
Universities will be allowed to charge students almost £2,000 a year more in fees in return for allowing them to complete a degree over two years instead of three, .
The decision to allow universities to charge a 20% premium for so-called “accelerated degrees” is the latest attempt to encourage more institutions to offer the option.
It follows frustrations inside government that only about 2,500 students – just a fifth of 1% – are studying accelerated degrees, despite hopes that they would encourage more mature students into higher education, as well as those who do not want to commit to three years on campus.
There has long been support among ministers from different parties to encourage the growth of two-year degrees, but universities have complained that the extra costs of their longer term times and the loss of a year’s tuition fees meant they were reluctant to offer them.
There had been suggestions earlier this year that universities could be allowed to charge the full three years’ worth of fees over two years, which would have seen students paying more than £13,500 a year. However, ministers have opted to allow institutions to charge a premium that they believe will cover any extra costs.
Under the latest proposals, universities will be able to charge up to £11,100 a year in fees for accelerated degrees, compared with the £9,250 paid by regular undergraduates.
The fast-track degrees offer the same qualifications and are quality-assured in the same way as a standard degree. The new fees regime should be in place by September 2019. However, they have to be approved by parliament – which may be problematic for the government when faced with a Labour party determined to abolish fees altogether.

There is probably no need to avoid prescribing dipeptidyl-peptidase-4 inhibitors () for the treatment of type 2 diabetes mellitus (T2DM) to elderly patients at risk of pneumonia.

 

Jo Johnson, the universities minister, said the move was part of the government’s attempts to “bust open the increasingly inflexible system of higher education”. He argued that the average student taking up the shorter courses would be £25,000 better off due to lower overall fees and an extra year’s earnings.
“There are savings for the student, big savings for the taxpayer, and universities have an incentive now to offer these courses, because instead of losing all of that final year of income, they just forgo a proportion of it,” he said.
He said he was confident that universities would now come forward and offer the accelerated courses, and that there would be a “huge first-mover advantage” to the institutions that did so.

 

The shorter degrees might encourage more mature students to go in to higher education, Johnson said, but the move was not explicitly an attempt to head off skills shortages when immigration controls are tightened after Brexit.
Stop treating university degrees as something to be endured | Jonathan Wolff
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“Over the years, we’ve seen the classic three-year residential model take up an increasingly large market share,” Johnson told the Observer. “We have been concerned by the decline in some areas of provision that we want to give a boost to now – and in particular we have been worried about the decline in mature students looking at higher education to reskill, retrain and adapt to a changing economy.”
A recent government survey found that 73% of higher education providers reported demand from students or employers for the courses, but 36% of responders cited concerns about the cost of delivering them. More established universities were found to be less likely to offer them.
Alistair Jarvis, chief executive of Universities UK, said: “Several universities have been offering two-year, fast-track degrees for a number of years, but demand has been limited under the current system. But if these proposals help encourage even more flexible modes of study, and meet the needs of a diverse range of students and employers, it is to be welcomed.

 

“The priority is ensuring that each student is given good advice and information so that they can choose the course and university that is right for them. While the three-year undergraduate degree on campus will remain the preferred option for many students, accelerated degrees could also meet the needs of many students and their families.”

 

Les Ebdon, the director of the regulator Fair Access to Higher Education, said accelerated degrees were “an attractive option for mature students who have missed out on the chance to go to university as a young person”.

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