Riding a Motorcycle That Does Not Have Motorcycle Insurance is Stupid

There is no other way to put it, if you are riding without good motorcycle insurance you are just plain stupid. Most motorcycle owners have insurance but there will always be some that think it is not necessary, it is to expensive, they don't need it because they drive safe and many more excuses Autel Maxidas DS808. When you are the one making these excuses, please read this article and make sure you are smart not stupid.

Why is good motorcycle insurance so important?

There is a big difference between car and motorcycle insurance for example it is possible to just insure your motorcycle and not yourself not that this is smart thing to do but it is a possibility. You can also cover bike, rider and people that will be riding pillion on your bike. Something not all motorcycle owners do but should be is cover bodily injury and damage to property. When you are in a accident and cause damage or even injury the cost can be extremely high, motorcycle insurance will be necessary to pay for those costs.dent that causes harm to other people.

If you already own a motorcycle or if you are planning to buy one you really need to get motorcycle insurance and we know it is something some of you bike owners do not give much adequate attention to, there really is no doubt about how useful this can be. It is very simple to find a good insurance company that insures motorcycles and when you already have a insurance for your car you can check out the same insurance company because most will give you discount if you take a motorcycle insurance with their company as well Launch CReader 4001.

What type of motorcycle insurance?

The type of motorcycle insurance policy will depend on:

- coverage

- price

- type of motorcycle

- neighborhood

- driving record

- age

Take as much coverage as you can afford but at least the legal minimum requirements

There is of course no limit in the amount of coverage you can take but you should at least have the legal minimum requirements, and you need to be sure that you know what they are. There are a lot of options you can choose from in the amount and the type of the coverage but it is still up to you what you decide to take for your own protection. You can also ask for additional services like roadside assistance, glass insurance, towing costs. This last service can be extremely convenient when you take long distance trips and are not so good in repairing your motorcycle.

Discount if you take a course.

You can take a riding course with the Motorcycle Safety Foundation and some motorcycle insurance companies will give you ten percent discount on the insurance premium. The key messages of the Motorcycle Safety Foundation for bike owners are:

1. Get trained and licensed

2. Wear protective gear -- all the gear, all the time -- including a helmet manufactured to the standards set by the DOT

3. Ride unimpaired by alcohol or other drugs

4. Ride within your own skill limits

5. Be a lifelong learner by taking refresher rider courses

And last but not least the final tip to pay less premium if you really want to minimize the amount of premium a cruiser is cheaper to insure than a sports bike.

Frank Strider loves to talk about motorcycles and all the things related to it. Visit his website if you want to find out more about a razor scooter or maybe motorcycle tires.

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10 Tips to Follow After a Car Accident

Most road-users are involved in accidents at some time or another, and it is worth noting what to do if it happens to you. Whether you are driving in the UK or in a hire car on holiday, it is worth remembering the following:

1.Accident pack Always keep an accident pack in the car. Make sure you always have a pen and paper handy for any notes and insurance details you may need to take, and keep a disposable camera in the car for photos of the accident scene, which can help with any future insurance claim. 2.Always stop Always stop at the scene of an accident. It is law that you stop if you hit a domestic animal or a person. 3.Make the accident scene safe Make the accident scene safe by turning off your engine, turning on your hazard lights and alerting oncoming traffic to the accident. 4.Emergency Services If anyone is injured, or the road is blocked, call 999 in the UK and call out the emergency services. If you happen to be travelling by hire car in a different country, get the number of their emergency services before starting out on any journey. 5.Stay calm Whoever is at fault, try to stay as calm as possible. Shouting and screaming will only make matters worse. 6.Witness information Note down the names and full details of any witnesses to the accident, including passengers where possible. Car registration numbers, location, and photos can all come in useful, particularly if you will be making an insurance claim. 7.Driver details Exchange details with the other driver involved, including, name, address, vehicle registration and his insurance company. 8.Draw the scene Make sketches, take notes and even videos of the scene where possible. Include street names and direction of travel in your notes as the person dealing with your claim may not be local and may not know the area. 9.Additional notes Make a note of additional information which may be useful, including factors which may have helped cause the accident. These can include weather, the amount of traffic, the speed of traffic, what the other driver was doing at the time of the accident, etc., If the other driver was using his mobile phone, this can prove particularly relevant if you are pursuing an insurance claim so note it down. 10.Contact your insurance company Contact your insurance company as soon as possible to let them know about the accident, even if you do not intend to make a claim. Check your insurance policy to see if you are entitled to a hire car if your car is damaged. You may be entitled to more help and assistance than you are aware of from your insurance company, so check the small print.

Common factors of car accidents on Britain´s roads include:

1. Human error or an error of judgement by the driver accounts for over 90% of all car accidents.

2. Road maintenance and road works account for nearly 8% of car accidents in the UK.

3. Vehicle failure accounts for 2% of all car accidents in the UK.

Human error biggest cause of car accidents

Human error is by far the biggest cause of car accidents on Britain´s roads launch x431 v+. Nearly 3.5 million car accidents occur every year because of human error. Reports show that drivers using mobile phones while driving are up to four times more likely to have an accident. Other distractions which often cause accidents are noisy young children in the car, spilt drinks and even lit cigarettes flying back in the window after drivers have tried to dispose of them.

Many car accidents are caused by drivers misjudging speed and direction and smashing into the car in front or an approaching vehicle Car Diagnostic Tool. Tiredness, driving while under the influence of alcohol and driving while under the influence of drugs accounts for nearly 15% of all car accidents and 35% of all car accident deaths.

Adrian vultur writes for road traffic accidents compensation claims

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