Are you struggling with obesity and the health problems it causes? Millions of people across the United States do, and many have strongly considered gastric bypass surgery. Many of these people, however, are hesitant to pursue this procedure fearing the costs will be too great. If you share this feeling, you can rest easy knowing that bariatric clinics in the Baltimore area offer payment options that meet your specific financial situation.
If you have insurance, your provider will require that you meet the criteria put forth by the National Institutes of Health. These include a body mass index of 40 or more (or 35 or more with a serious obesity-related ailment) and confirmation that you are physically able to undergo the procedure. Some insurance companies require further stipulations before providing coverage such as a minimum of five years of obesity as documented by a physician or a minimum of two years under a supervised diet.
Some insurers have multiple exclusions, restrictions and other conditions limiting coverage for gastric bypass, and some policies do not cover bariatric surgery at all. You should not let these discourage you, though. You can work with the bariatric clinics insurance specialist to obtain authorization for coverage. If a denial is made by the insurance company, the clinic can also assist you with the appeal process.
It is also possible to pay for your surgery on your own. Generally, gastric bypass costs around $20,000. Your bariatric clinic can provide you with financing options to make this price more affordable. Financing for bariatric surgery is quite similar to financing for an automobile and covers the total cost of surgery.
For all of those in the Baltimore area whose lives are limited by obesity, there is hope. The bariatric clinics top priority is to lead you to a fuller, healthier life through gastric bypass surgery. Do not let financial issues deter you from learning more about this effective treatment.